FAQ's

Many common legal documents must be notarized or witnessed to be legally binding. For example, mortgage documents and financial powers of attorney must be notarized. Wills, on the other hand, require witnesses, as do the advance health care directives of many states. 

The bank may open and inventory the contents of a safe deposit box in the presence of a Notary Public if the rental fee on the safe deposit box has not been paid and at least 30 days have transpired since the bank gave proper notice to the lessee and received no response. 

A structured settlement is simply a stream of payments to a person who won or settled a lawsuit. A notary signing agent provides assurance that the settlement was agreed upon by all parties involved.

A Notary Public can notarize signatures on adoption papers. These are very sensitive documents and it is extremely important that you follow all specific instructions exactly as they are given, as long as the instructions do not conflict with your duties as a Notary Public.

A Power of Attorney form allows you the "Principal" to appoint another person,  your “Attorney-in-fact” or  “Agent” to act on your behalf should you ever require someone to make  decisions for you. 

A pension is a retirement plan that provides a monthly income in retirement. Unlike a 401(k), the employer bears all of the risk and responsibility for funding the plan. A pension is typically based on your years of service, compensation, and age at retirement. 

A mortgage is a debt instrument, secured by the collateral of specified real estate property 

A revision of interest rates, payment  schedule or other terms of an existing loan.

A home equity line of credit, or HELOC, is a loan in which the lender agrees to lend a maximum amount within an agreed period, where the collateral is the borrower's equity in their house.